Personal injury protection typically covers which of the following?

• A. Medical Expenses
• B. Lost Wages
• C. Replacement Services
• D. All of the Above

Answer: (D)

PIP acts as no-fault auto insurance that covers a range of the insured’s economic losses after a crash. It pays medical expenses related to injuries, provides compensation for lost wages when you can’t work, and covers replacement services—household tasks or caregiving you’d normally perform but can’t while recovering. Because PIP is intended to address these multiple facets of financial impact, the option that includes medical expenses, lost wages, and replacement services best describes what PIP typically covers.